Users

Join 1M+ happy users today

Secure Payment
Solution for High-Risk
Businesses

Process credit cards and receive your money instantly via USDC

Get Started
WooCommerce Plugin
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The payment gateway powering fast-growing e-commerce brands

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Apply

Fill out a quick, non-KYC application and get instant approval for your high-risk business.

Integrate

Connect RiskPay to your WooCommerce or custom platform with one-click plugins or API.

Accept Payments

Start processing credit cards, digital wallets, and bank transfers securely—no restrictions.

Get Paid (USDC)

Receive instant payouts in USDC (Polygon) with zero delays or hidden fees.

Activate High-Converting Payment Gateways With One Click

RiskPay allows you to generate payment links anonymously without KYC. You can accept Credit/debit card (including MasterCard, Visa, and Maestro) – Apple Pay – Google Pay – SEPA or ACH local bank transfer. You will receive instant payouts to your USDC (Polygon) wallet address once the customer pays using the link.

Create Payment Links
USDC Icon

Instant Payout
in USDC

Get paid faster with instant USDC payouts. No delays, access funds immediately. Enjoy stability, speed, and secure, reliable transactions whenever you need them.

WooCommerce Icon

WooCommerce
Plugin

Seamless WooCommerce integration for secure, effortless payments. Boost sales with a user-friendly gateway for smooth, hassle-free checkout.

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Top Converting
Providers

Maximize conversions with our trusted payment providers. Secure, optimized, and seamless transactions to boost revenue & retain customers.

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Instant Access
& Approval

Get instant access and approval, no lengthy waits. Start accepting payments immediately with our streamlined onboarding. Focus on growth!

We are here for you

High-Risk?

No problem

We understand the challenges high-risk businesses face with payments. Many traditional payment providers hesitate to work with companies in these industries, leading to uncertainty and limited growth. We provide customized credit card processing solutions that enable smooth and secure transactions for your business.

Choose a plan that’s right for you

Choose the right plan for your business, whether you’re just launching or scaling aggressively.

Most Popular

Basic Plan

+1 Month Free

$949

Per Year

$1188

Save $239

What’s included:

Everything in BASIC plus

All monthly BASIC benefits

Pay 2% less per successful transaction

Get started

Max Plan

$1899

Per Year


$2300

Save $489 (20%)

What’s included:

Everything in BASIC and MAX plus

All monthly BASIC and MAX perks

Pay 4% less per successful transaction

Get started

Launch Plan

$0

This default plan charges 12% processing fee

What’s included:

You’re on this plan by default

12% High-risk rate

Instant USDC payouts

Basic fraud alerts

Additional provider fee

Get Started

For Startups

Scale Plan

$99

This plan places you in our 10% processing tier

What’s included:

Everything in Launch Plan

Only 10% (Unlock 2% Savings)

Dashboard included

Checkout optimization service

Checkout optimization service

Get started

Max Plan

$199

This plan places you in our 8% processing tier

What’s included:

Everything in LAUNCH and BASIC Plus

8% V.I.P rate

Dedicated account manager

Landing page

Abandoned cart recovery

Additional provider fee

Provider fee settings

Cart Recovery Settings

Get started
Business people

Payment Gateways

Activate High-Converting Payment Gateways With One Click

Revolut

Minimum Payment

$15

Robinhood (USA)

Minimum Payment

$5

SimpleX

Minimum Payment

$50

Coinbase Pay

Minimum Payment

$2

Stripe (USA) Pay

Minimum Payment

$2

Unlimit

Minimum Payment

$20

View all payment gateways

Why Choose Us?

Navigating high-risk payments shouldn’t be a hurdle. Here’s how we make it effortless

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Global Acceptance

Accept all major credit/debit cards and alternative payment methods.

Payouts Image

Reliable Payouts

Consistent, timely, secure, seamless fund transfers.

Fraud protection image

Fraud Protection

Minimize chargebacks and secure your transactions.

Fast Approvals Image

Fast Approvals

Activate your merchant account fast and hassle-free.

Dedicated Support

Our team is here to assist you every step of the way.

PCI DSS Compliant

Ensuring top-tier, uncompromised data security.

Insights & Tips for High-Risk Businesses

Navigating the payments landscape as a high-risk business can be complex. Explore our blog for practical solutions, strategies, and the latest news to optimize your payment processes and avoid common pitfalls.

Track Your USDC (Polygon) Payments

Real-time payment status (confirmed, pending, or failed).

Full payout history with timestamps and amounts.

Direct Polygonscan links for blockchain verification.

Enter your Polygon wallet address or transaction hash below to instantly view:

Tip: Copy-paste your address from WooCommerce (customer card), MetaMask, Trust Wallet, or your preferred wallet.

How it works

Getting started is straightforward. Here’s how our process works:

Apply

Submit your application for a fast review.

Integrate

Easily connect our payment gateway to your website or platform.

Process

Start accepting secure payments from your customers.

Receive

Get reliable and timely payouts.

Contact Us
How it works

Testimonials

RiskPay provides seamless, secure payment solutions for high-risk businesses. Hear from our valued customers about their experience and why they trust us.

Rated 5 out of 5 stars based on 20+ merchant reviews.

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You ask, we answer

Most Common
Questions

We provide easy payment solutions for all online businesses, including high-risk. Accept cards, Apple/Google Pay, bank transfers, and get instant payouts to your USDC wallet.

None! Start taking payments instantly, no paperwork needed.

We support multiple payment options, including:

  • Credit/debit cards (Visa, Mastercard, American Express, Maestro)
  • Digital wallets like Apple Pay and Google Pay
  • SEPA and local bank transfers

Our platform is equipped with industry-specific integrations and tools to help businesses in these sectors thrive.

Yes! We specialize in fast, secure payments for all businesses, even high-risk.

You can find our payment plans here: https://riskpay.biz/payment-gateway/#payment-plans

Yes, a small minimum order (Usually between $1 and $30, depending on the payment provider).

Absolutely! Merchants from any country can use our services without restrictions. Customer payments are accepted globally, with the exception of a few restricted countries. Check each provider’s website for specific details.

Payouts are instant. Once a customer completes a payment, funds are automatically transferred to your USDC (Polygon) wallet.

Never! We don’t control or hold your payouts. All transactions are processed instantly and automatically, ensuring your funds are secure and accessible immediately.

No rolling reserves are applied. You receive 100% of your payout instantly with every order.

Our payment gateway is open and anonymous for merchants. No sign-up is required, and your website domain is granted instant access. As long as you comply with our terms of service and avoid prohibited activities, you can use our services without restrictions.

For certain transactions, customers may need to complete a quick ID verification (KYC) process during checkout, which takes about 2 minutes using their mobile camera. Smaller orders may bypass this requirement, depending on the provider.

Yes! Use it on as many websites as you need.

Licensed payment providers handle all chargebacks. Your USDC payouts are final and are irreversible. Customers cannot dispute transactions once completed.

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