Powerful Payment Solutions for High-Risk Businesses 💳🔒
No matter your business model, we provide reliable, compliant payment processing tailored to your needs. Scale with confidence and unlock seamless payment acceptance, even in high-risk sectors.
Quick Setup
Instant Payouts
Global Compatibility
Brand Customization
🔐 What is a High-Risk Payment Gateway?
A high-risk payment gateway is a specialized service that lets businesses in regulated or chargeback-prone industries accept online payments securely. Unlike traditional processors (like Stripe or PayPal), these gateways understand the unique needs of high-risk sectors, offering:
✅ Higher Approval Rates – Designed for industries like CBD, gaming, and adult content.
✅ Advanced Fraud Protection – Tools like AI-powered chargeback prevention.
✅ Flexible Payouts – Instant settlements in crypto (like USDC) or fiat.
Why do merchants get labeled “high-risk”?
- High chargeback rates (e.g., subscription services).
- Legal complexities (e.g., CBD, forex).
- Reputation concerns (e.g., adult content).
Banks and processors flag businesses due to:
At RiskPay, we specialize in high-risk payment processing with:
- No sudden account freezes – Transparent underwriting.
- PCI DSS-compliant security – All transactions encrypted.
- USDC payouts in hours – Bypass slow bank transfers.
📖 Learn how to protect your business:
Minimum order amount
Payouts can be processed in USDC, USDT (via Polygon or BEP-20 networks), or the native POL token. You can use the same wallet to receive all payout types. Ensure you have a self-custodial wallet set up to securely receive your funds.Minimum order amounts vary depending on the payment provider:

Revolut
Minimum Payment
$15

Robinhood (USA)
Minimum Payment
$5

Moonpay
Minimum Payment
$20

Coinbase Pay
Minimum Payment
$2

Stripe (USA) Pay
Minimum Payment
$2

Unlimit
Minimum Payment
$20

wert.io
Minimum Payment
$1

Ramp.network
Minimum Payment
$4

Bitnovo
Minimum Payment
$10

Swipelux
Minimum Payment
$14

Alchemy Pay
Minimum Payment
$15

Transak
Minimum Payment
$15

Kado
Minimum Payment
$15

Banxa
Minimum Payment
$20

Guardarian
Minimum Payment
$20

ChangeNOW
Minimum Payment
$20

Mercuryo.io
Minimum Payment
$30

SimpleSwap
Minimum Payment
$30

Kado
Minimum Payment
$15

Banxa
Minimum Payment
$20

Guardarian
Minimum Payment
$20

ChangeNOW
Minimum Payment
$20

Mercuryo.io
Minimum Payment
$30

SimpleSwap
Minimum Payment
$30

Particle.network
Minimum Payment
$30

Sardine.ai
Minimum Payment
$30

Simplex
Minimum Payment
$50

UTORG
Minimum Payment
$50

Transfi
Minimum Payment
$70

Interac
Minimum Payment
CA$100

UPI/IMPS
Minimum Payment
₹100
Allowed Activities Policy
We support legitimate high-risk businesses with instant onboarding.
Our payment system is open to all types of legitimate merchants, and you can start using our platform immediately after registration. We value transparency and security, which is why we have strict guidelines to ensure our service is used responsibly. If suspicious or unauthorized activity is detected, we reserve the right to immediately restrict or terminate your access.
Prohibited Activities Policy
Suspicious activity triggers immediate access termination.
To protect both our users and our platform, certain types of activities are strictly prohibited. Access to our system will be denied without warning if your business falls into any of the following categories:
Fraud and Non-Delivery of Services 🕵️
Online stores or services that fail to deliver goods or services after payment is made.
Intoxicants 🍷
Sale of alcoholic beverages, narcotic drugs, or other substances that alter consciousness, including plants and herbs with narcotic effects.
Adult Content 🔞
Any form of pornographic material, including images or videos depicting nudity or sexual acts.
Gaming and Gambling 🎰
Activities related to casinos, money-based games, or betting.
Illegal Activities ⚖️
Anything linked to unlawful or unethical behavior, including dark web-related services.
Recurring Complaints ‼️
Businesses that generate repeated complaints from customers, payment providers, or authorities.
Unsure if you business is OK to use? Ask us:
Important Technical Guidelines
API/Plugin Integration: Use our WooCommerce Plugin or custom API docs for compliant setups.
To ensure a secure payment process, we have specific technical requirements:
No iFrame Embedding: It is not permitted to embed the payment page as an iFrame on your website. Customers must be redirected directly to our secure payment platform.
We strive to create a safe and reliable payment solution for all our users. If you are unsure whether your business complies with our requirements, please contact our support team for guidance.
Warning: It is not allowed to display the payment or checkout page as an embedded iFrame. Customers must be redirected directly to the licensed payment provider.