Powerful Payment Solutions for High-Risk Businesses 💳🔒

No matter your business model, we provide reliable, compliant payment processing tailored to your needs. Scale with confidence and unlock seamless payment acceptance, even in high-risk sectors.

Quick Setup

Instant Payouts

Global Compatibility

Brand Customization

🔐 What is a High-Risk Payment Gateway?

A high-risk payment gateway is a specialized service that lets businesses in regulated or chargeback-prone industries accept online payments securely. Unlike traditional processors (like Stripe or PayPal), these gateways understand the unique needs of high-risk sectors, offering:

Higher Approval Rates – Designed for industries like CBD, gaming, and adult content.
Advanced Fraud Protection – Tools like AI-powered chargeback prevention.
Flexible Payouts – Instant settlements in crypto (like USDC) or fiat.

Why do merchants get labeled “high-risk”?

  • High chargeback rates (e.g., subscription services).
  • Legal complexities (e.g., CBD, forex).
  • Reputation concerns (e.g., adult content).

Banks and processors flag businesses due to:

At RiskPay, we specialize in high-risk payment processing with:

  • No sudden account freezes – Transparent underwriting.
  • PCI DSS-compliant security – All transactions encrypted.
  • USDC payouts in hours – Bypass slow bank transfers.

📖 Learn how to protect your business:

Minimum order amount

Payouts can be processed in USDC, USDT (via Polygon or BEP-20 networks), or the native POL token. You can use the same wallet to receive all payout types. Ensure you have a self-custodial wallet set up to securely receive your funds.Minimum order amounts vary depending on the payment provider:

Revolut Icon

Revolut

Minimum Payment

$15

Robinhood Icon

Robinhood (USA)

Minimum Payment

$5

Moonpay

Minimum Payment

$20

Coinbase icon

Coinbase Pay

Minimum Payment

$2

Stripe icon

Stripe (USA) Pay

Minimum Payment

$2

Unlimit

Unlimit

Minimum Payment

$20

Wert icon

wert.io

Minimum Payment

$1

Ramo network icon

Ramp.network

Minimum Payment

$4

Bitnovo icon

Bitnovo

Minimum Payment

$10

Swipelux

Minimum Payment

$14

Alchemy Pay icon

Alchemy Pay

Minimum Payment

$15

Transak icon

Transak

Minimum Payment

$15

Kado

Minimum Payment

$15

Banxa icon

Banxa

Minimum Payment

$20

Guardarian icon

Guardarian

Minimum Payment

$20

ChangeNOW icon

ChangeNOW

Minimum Payment

$20

Mercuryo.io icon

Mercuryo.io

Minimum Payment

$30

Simpleswap icon

SimpleSwap

Minimum Payment

$30

Kado

Minimum Payment

$15

Banxa icon

Banxa

Minimum Payment

$20

Guardarian icon

Guardarian

Minimum Payment

$20

ChangeNOW icon

ChangeNOW

Minimum Payment

$20

Mercuryo.io icon

Mercuryo.io

Minimum Payment

$30

Simpleswap icon

SimpleSwap

Minimum Payment

$30

Particle.network

Particle.network

Minimum Payment

$30

Sardine.ai icon

Sardine.ai

Minimum Payment

$30

Simplex icon

Simplex

Minimum Payment

$50

UTORG icon

UTORG

Minimum Payment

$50

Transfi icon

Transfi

Minimum Payment

$70

Interac icon

Interac

Minimum Payment

CA$100

Particle.network

UPI/IMPS

Minimum Payment

₹100

Allowed Activities Policy

We support legitimate high-risk businesses with instant onboarding.

Our payment system is open to all types of legitimate merchants, and you can start using our platform immediately after registration. We value transparency and security, which is why we have strict guidelines to ensure our service is used responsibly. If suspicious or unauthorized activity is detected, we reserve the right to immediately restrict or terminate your access.

Prohibited Activities Policy

Suspicious activity triggers immediate access termination.

To protect both our users and our platform, certain types of activities are strictly prohibited. Access to our system will be denied without warning if your business falls into any of the following categories:

Fraud and Non-Delivery of Services 🕵️

Online stores or services that fail to deliver goods or services after payment is made.

Intoxicants 🍷

Sale of alcoholic beverages, narcotic drugs, or other substances that alter consciousness, including plants and herbs with narcotic effects.

Adult Content 🔞

Any form of pornographic material, including images or videos depicting nudity or sexual acts.

Gaming and Gambling 🎰

Activities related to casinos, money-based games, or betting.

Illegal Activities ⚖️

Anything linked to unlawful or unethical behavior, including dark web-related services.

Recurring Complaints ‼️

Businesses that generate repeated complaints from customers, payment providers, or authorities.

Unsure if you business is OK to use? Ask us:

Important Technical Guidelines

API/Plugin Integration: Use our WooCommerce Plugin or custom API docs for compliant setups.

To ensure a secure payment process, we have specific technical requirements:

No iFrame Embedding: It is not permitted to embed the payment page as an iFrame on your website. Customers must be redirected directly to our secure payment platform.
We strive to create a safe and reliable payment solution for all our users. If you are unsure whether your business complies with our requirements, please contact our support team for guidance.

Warning: It is not allowed to display the payment or checkout page as an embedded iFrame. Customers must be redirected directly to the licensed payment provider.