Trusted High-Risk Payment Solutions

RiskPay.Biz
Who We Are
RiskPay (a service of MITEO Consulting OÜ) isn’t just another payment processor—we’re the escape hatch for high-risk businesses rejected by traditional finance. Founded by payments industry veterans in Tallinn, Estonia, we’ve built a no-nonsense platform that delivers:
Instant approvals (while others drag you through weeks of paperwork).
One-click integrations with WooCommerce, WHMCS, and custom APIs
True anonymity with zero KYB requirements
Why We Exist
Traditional processors freeze you out. Banks hold your funds. Chargebacks cripple cash flow.
We solve all three:
1. 0% chargeback liability – Payments are final
2. USDC payouts in minutes – No 30-day holds
3. White-label ready – Your brand, our infrastructure

If your business is legal but labeled high-risk, we’ve got your back.
Our Tech Edge
Patented Payment Routing. Dynamically switches between 20+ banking providers to:
Fraud Stack That Works for You
Our Commitment to Ethics
As a registered Estonian financial intermediary (MITEO Consulting OÜ), we adhere to EU AML/CFT regulations while serving high-risk sectors.
We only work with legitimate businesses and actively block:
01.
Fraudulent merchants
We strictly prohibit businesses engaged in scams, fake product sales, or any activity misleading customers. Our AI fraud detection and manual reviews ensure only legitimate merchants gain access, protecting both consumers and our payment ecosystem.
02.
Illegal substances
RiskPay.biz does not support merchants selling narcotics, unregulated pharmaceuticals, or any substances violating international drug laws. We comply with all FINRA and anti-money laundering (AML) regulations.
03.
Unlicensed gambling
Only gambling operators with valid government licenses (e.g., MGA, Curacao) are permitted. Unlicensed casinos, sportsbooks, or prediction markets are blocked to maintain legal compliance and consumer protection.
“We enable entrepreneurs, not criminals.”

Gregorio G.
Payment Gateway Specialist
Who Uses RiskPay?
No more payment processor shutdowns—just reliable, high-risk-friendly transactions.
1. CBD & Hemp
2. Digital subscriptions (VPNs, streaming, SaaS)
3. Nutraceuticals (Peptides, nootropics)
4. Crypto on/off ramps
5. Travel & ticketing (High-chargeback industries)
Why Businesses Trust Us
Expertise
Our team includes former banking compliance officers and payment engineers who:
- Developed fraud algorithms for Fortune 500 companies
- Processed $2B+ in high-risk transactions since 2023
- Created the first chargeback-proof payment protocol for restricted industries
Experience
We’ve successfully onboarded:
- 500+ CBD merchants
- 300+ VPN Brokers
- 200+ crypto exchanges
- 100+ crypto exchanges
Authority
- Cited as industry experts in Payments Journal and FinTech Magazine
- Guest lecturers at the Digital Commerce Summit
- Official partners with WooCommerce and WHMCS
Transparency
- No hidden fees – All costs disclosed upfront
- Real human underwriting – No AI rejections
- Public compliance reports available upon request
Trusted by Businesses Worldwide
Don’t just take our word for it—here’s what our customers have to say about Riskpay! From seamless transactions to unbeatable support, businesses across industries rely on us for fast, secure, and cost-effective payment processing. Read their experiences below:

5,000+ satisfied merchants, plus you.
It only takes few seconds to get started.