(v2.4.1 – Updated Dec 2025)

RiskPay WHMCS
Payment Gateway Module

Empower your WHMCS-based business to accept credit card payments seamlessly while receiving instant, stable USDC payouts on the Polygon network. Eliminate chargeback risks, enjoy the lowest fees, and automate your invoicing—all with our free, fully integrated module (v2.4.1, updated Dec 2025).

Download Free Module (v2.4.1 – Updated Dec 2025)

The trusted WHMCS payment gateway powering fast-growing e-commerce brands, hosting companies, SaaS providers, digital agencies, and freelancers. Accept Visa, Mastercard, and more while getting paid instantly in USDC on Polygon—no delays, no disputes.

Key Benefits of the RiskPay WHMCS Credit Card Payment Gateway

RiskPay is the #1 payment gateway for hosting companies, SaaS, digital agencies, and freelancers who want to accept credit/debit cards while getting paid instantly in stablecoin (USDC on Polygon).

Instant Settlement

Receive USDC payouts on Polygon in under 60 seconds. No more waiting for bank transfers.

Zero Chargeback Risk

Goodbye to disputes, reversals, and losses—your payouts are secure in stablecoin.

Crypto Payments Speed

Process Visa, Mastercard, Apple Pay, Google Pay worldwide with crypto-speed efficiency.

Low, Transparent Fee

No high processing fees. Just clean pricing that scales with you.

WHMCS-Native, Ready in Minutes

Our official WHMCS module is completely free, takes less than 5 minutes to install, and works with WHMCS 8.5+

Why Choose RiskPay for Your WHMCS Payment Gateway in 2026?

Thousands of WHMCS users trust RiskPay for its reliability in accepting credit cards with instant crypto payouts. Here's what sets us apart:

FeatureRiskPayTraditional Gateways (e.g., Stripe, PayPal)
Payout SpeedInstant USDC on Polygon2-7 days via bank
Chargeback LiabilityZero—handled by issuerHigh risk of losses
Rolling ReserveNo rolling reserve—receive your payouts instantlyTraditional gateways often impose rolling reserves (e.g., 5-10% held for 6-12 months)
KYC for PayoutsNone—just Polygon addressRequired, with delays
CompliancePCI DSS Level 1Varies
Multiple GatewaysChoose from 20+ on-ramp providersJust one single gateway

Prerequisites for Installing the RiskPay WHMCS Payment Module

Before setting up your WHMCS credit card payment gateway with USDC payouts, ensure you have:

Choose a RiskPay Plan

We offer Free Plan, Scale Plan and MAX Plan (monthly or yearly)

WHMCS version 8.5 or higher

Compatible with all modern WHMCS versions including 8.11+ (2025)

FTP/SFTP access to your WHMCS installation

FileZilla, WinSCP, or any FTP client will work.

A Polygon wallet that can receive USDC

MetaMask, Trust Wallet, Coinbase Wallet, or any compatible wallet.

Step-by-Step Guide: Install RiskPay WHMCS Payment Gateway Module

Download the Module

Get the latest v2.4.1 from our secure link.


Upload Files via FTP

  • Unzip the downloaded file on your computer → You will see a folder named riskpay containing riskpay.php, callback.php, and logo.png
  • Connect to your server via FTP (FileZilla, WinSCP, etc.)
  • Navigate to your WHMCS root directory and then to: /modules/gateways/
  • Upload the entire riskpay folder (not just the files) so the final path becomes: /modules/gateways/riskpay/riskpay.php.

/modules/gateways/riskpay/riskpay.php

Activate & Configure in WHMCS Admin

  • Log into your WHMCS admin area
  • Go to Configuration () → System Settings → Payment Gateways (or Setup → Payments → Payment Gateways in older versions)
  • Click All Payment Gateways tab
  • Find RiskPay – Credit Cards → USDC Instant and click Activate
  • In the settings:

Display Name: Credit Card (Instant Crypto Payout) (recommended)
Polygon USDC Wallet Address: Paste your personal USDC Polygon receiving address (must be Polygon network!)
Test Mode: Enable for testing (optional)
Convert To For Processing: Leave blank or set to USD

  • Click Save Changes

Done! Test & Go Live

  • Create a test invoice and pay it. You’ll receive test USDC within minutes.
  • When ready, disable Test Mode and go live!

Done! The gateway will now appear on client checkout pages.

Troubleshooting Common Issues with RiskPay WHMCS Module

Invalid wallet address?

Ensure it's a Polygon network address (starts with 0x). Verify on Polygonscan.com.

Gateway not showing?

Check module upload path and WHMCS version compatibility. Clear cache if needed.

Payment Not Processing?

Confirm Test Mode is off and your RiskPay account is active.

Still stuck?

You ask, we answer

Most Common
Questions

It's a free plugin that lets you accept credit cards on WHMCS with instant USDC payouts on Polygon, eliminating chargebacks.

Yes, it works with 8.5+ including the latest 2026 updates and popular themes.

Payments settle in under 60 seconds to your Polygon wallet—no banks involved.

There's a gateway fee + provider fee (depending on what on-ramp provider beeing activated). Please check our payment plans for more information.

No, just provide your Polygon USDC address for seamless setup.

Since it's paid out in crypto, there is no risk for chargebacks. All disputes needs to be handled internally from your end.

This feature will be coming soon.

Yes – most users offer both traditional fiat and RiskPay on-ramp providers.

Ready to start accepting credit cards with instant crypto payouts?

Need help? 24/7 support

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