Terms of Use for RiskPay.biz

Last Updated: 2025-03-22

Welcome to RiskPay.biz! These Terms of Use (“Terms”) govern your access to and use of our website, services, and any related software, plugins, modules, or API services (collectively, the “Service”). By accessing or using RiskPay.biz, you agree to comply with and be bound by these Terms. If you disagree with any part of these Terms, you must not use our Service.

1. Introduction

RiskPay.biz provides software solutions and API services to facilitate secure communication between users’ websites and third-party payment processors. We do not directly offer payment processing, money transmission, or cryptocurrency services. All payment processing and cryptocurrency-related services are securely provided by licensed third-party providers.

By using RiskPay.biz, you acknowledge that you have read, understood, and agreed to these Terms. These Terms apply to all visitors, users, and others who access or use our Service.

Balance

2. Key Definitions

RiskPay.biz (also referred to as “we,” “us,” “our,” “Service,” or “this website”) is the provider of the software and API services.
Personally Identifying Information (PII) includes but is not limited to your name, email address, phone number, and physical address.
Terms of Use (also referred to as “Terms,” “Terms and Conditions,” or “TOC”) are the rules governing your use of our Service.

3. Limitation of Liability

RiskPay.biz, its officers, directors, and employees shall not be held liable for any damages, losses, or claims arising from:

  • Your use of or inability to use our Service.
  • Any unauthorized access to or misuse of your account or data.
  • Errors, inaccuracies, or omissions in the information or materials provided on our website.
  • Any third-party services, including payment processors or cryptocurrency providers.

Your use of our Service is at your sole risk. It is your responsibility to ensure that the products, services, or information available through RiskPay.biz meet your specific requirements.

4. Intellectual Property Rights


All intellectual property rights, including but not limited to software, design, layout, graphics, and content, are owned by RiskPay.biz or its licensors. You are granted a limited, non-exclusive license to access and use the Service for personal or business purposes.


You are prohibited from:

  • Reproducing, distributing, or commercializing any material from our website without prior written consent.
  • Using our Service in a way that damages our reputation or disrupts user access.
  • Engaging in data mining, harvesting, or extraction without explicit permission.

5. User Responsibilities

  • Account Security: If you create an account, you must provide accurate and up-to-date information. You are responsible for safeguarding your password and for all activities under your account.
  • Content: Any content you upload or display on our website must be your own and must not violate third-party rights. By submitting content, you grant us a non-exclusive, worldwide license to use, reproduce, and distribute it.
  • Prohibited Activities: You must not use our Service for illegal activities, fraud, or any purpose that violates applicable laws or regulations.

6. No Warranties

Our Service is provided “as is” without any warranties, express or implied. We do not guarantee the accuracy, reliability, or suitability of the information or materials on our website.

7. Indemnification

You agree to indemnify and hold harmless RiskPay.biz from any claims, liabilities, damages, or expenses arising from your breach of these Terms or your use of our Service.

8. Age Restriction

Our Service is intended for users aged 18 and older. If you are under 18, you may not use RiskPay.biz unless permitted by local laws and regulations.

9. Governing Law and Jurisdiction

These Terms are governed by the laws of Estonia, where Miteo Consulting OÜ is registered. Any disputes shall be resolved in the courts of Tallinn, Estonia.

10. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page, and your continued use of our Service constitutes acceptance of the revised Terms.

11. Termination

We may terminate or suspend your access to our Service without prior notice for any reason, including breach of these Terms. Upon termination, your right to use the Service will immediately cease.

12. External Links

Our website may contain links to third-party sites. We are not responsible for the content, privacy policies, or practices of these external sites.

13. Cookies

RiskPay.biz uses cookies to enhance your user experience. For more information, please review our Privacy Policy.

14. Contact Us

For legal inquiries or questions about these Terms, contact:
Miteo Consulting OÜ
Suur-Karja 13-1, 10140 Tallinn, Estonia
Email: [[email protected]] | [[email protected]]

Thank you for choosing RiskPay.biz!
By using our Service, you agree to these Terms and our commitment to providing secure and reliable software solutions.