Privacy Policy

Last Updated: 2025-03-19

Used Terms:

  • Riskpay.biz (also referred to as: “we”, “us”, “Service”, “our site”, “our website”, “this website”, “Riskpay.biz”).
  • Personally Identifying Information (PII): Information that can be used to identify you, such as name, email, phone number, address, etc.
  • Terms of Use (also referred to as: “Terms”, “Terms and Conditions”, “TOC”).

Who We Are

Riskpay.biz is a payment gateway operated by Miteo Consulting OÜ , a registered company in Estonia. We specialize in seamless and secure payment processing for high-risk businesses, offering instant approvals, reliable payouts, and robust fraud protection. Our registered address is Suur-Karja 13-1, 10140 Tallinn, Estonia.

Introduction

This Privacy Policy governs your use of Riskpay.biz. By using our website, you consent to the practices described in this policy. This policy applies only to information collected through our website and not to information collected from other sources.

We are committed to protecting your privacy and handling your personal information responsibly. This policy explains:

  • What information we collect.
  • How we use and protect your information.
  • When and why we may disclose your information to third parties.

We retain personal information only as long as necessary to fulfill the purposes outlined in this policy. We collect information lawfully and, where appropriate, with your consent.

This Privacy Policy, together with our Terms and Conditions, governs your use of our website.

Website Visitors

Like most websites, we collect non-personally identifying information such as browser type, language preference, IP address, referring site, and timestamps. This helps us understand how visitors use our site, optimize its performance, and enhance security.

We may publish aggregated, non-PII data (e.g., usage trends) for analytical or promotional purposes.

Gathering of PII

We collect PII to provide our services, process transactions, and fulfill orders. The type and amount of information we collect depend on your interaction with our site. For example:

  • Account Registration: Name, email, phone number, and address.
  • Transactions: Billing and payment information (processed securely by third-party payment processors).
  • Support Requests: Information provided when contacting our support team.

Security

We prioritize the security of your PII. We implement reasonable safeguards to protect against unauthorized access, theft, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure.

Our website uses HTTPS (SSL/TLS encryption) to secure data transmission. While we strive to protect your information, we cannot guarantee absolute security due to factors beyond our control (e.g., internet providers, server hosts).

Links to External Sites

Our website may contain links to third-party sites not operated by us. We are not responsible for their content, privacy policies, or practices. We encourage you to review the policies of any site you visit.

Advertisements

If we display ads (e.g., via Google AdSense), advertising partners may use cookies to deliver targeted ads. This Privacy Policy does not cover the use of cookies by advertisers.

Comments and Media

  • Comments: If you leave comments, we collect the data shown in the form, your IP address, and browser information to prevent spam.
  • Media: Avoid uploading images with embedded location data (EXIF GPS), as visitors can extract this information.

Cookies

We use cookies to enhance your experience, track visitors, and personalize content. Cookies help us understand how our site is used and improve its functionality.

You can disable cookies in your browser settings, but this may limit certain features of our site. By continuing to use our site, you consent to our use of cookies.

How to View or Delete Cookies

To manage or delete cookies, visit aboutcookies.org.

Requesting or Deleting Your Data

You can request a copy of your PII or ask us to delete it by contacting us. Note that we may retain certain data for legal or administrative purposes.

Data Retention

  • Comments: Retained indefinitely.
  • User Accounts: PII is stored as long as your account is active.
  • Cookies: Expiration varies based on usage and website functionality.

Third-Party Services

We use third-party services (e.g., Google Analytics, payment processors) to enhance our site. These services have their own privacy policies, and we are not responsible for their practices.

We may share aggregated, non-PII data with partners for analytical or promotional purposes.

Embedded Content

Pages on our site may include embedded content (e.g., videos, images). Embedded content behaves as if you visited the source website, which may collect data about you.

Email Newsletter

If you subscribe to our newsletter, we may use your email to send updates about our services. You can unsubscribe at any time.

Protection of PII

We disclose PII only to:

  1. Employees, contractors, or service providers who need it to perform their duties.
  2. Third parties when required by law or to protect our rights, property, or safety.

We do not sell or trade your PII.

Children’s Privacy

Our services are not intended for individuals under 18. We do not knowingly collect PII from children. If you believe a child has provided us with PII, contact us immediately.

Affiliate Disclosure

We may earn commissions from affiliate links on our site. This does not affect your purchases or pricing.

E-Commerce

For transactions, we collect necessary billing and payment information. Payment processing is handled by third-party processors (e.g., MoonPay, Stripe). We do not store or have access to your credit card or PayPal credentials.

Business Transfers

In the event of a merger, acquisition, or bankruptcy, user information may be transferred to a third party.

Your Rights

You can request:

  • A copy of your PII.
  • Deletion of your PII (excluding data we are legally required to retain).

Policy Changes

We may update this policy periodically. Changes will be posted on this page, and your continued use of our site constitutes acceptance of the updated policy.

Contact Information

For questions or requests regarding this policy, contact us via the methods listed on our Contact Us page.